Specialist services

With the vast array of investment products and opportunities currently available, WFS will find the right one for you. For a closer look at our range of services, click here or click here to contact us.

Care home fees planning

When considering care for your parents, grandparents, a friend or even for yourself, a move into a care home can be a difficult, expensive and emotional time for all concerned. WFS treats each case with dignity and respect, providing comprehensive advice on the financial aspects that need to be addressed to help you meet the cost of your chosen care home.

School fees planning

From saving for school fees to meeting university tuition costs, WFS will advise on how much you may need to save or invest and the most suitable products available to you.

Inheritance tax planning

All assets, including your home, personal possessions and savings, may be subject to inheritance tax (IHT) over and above the prevailing nil rate band. Sound planning, based on a comprehensive review of your assets and liabilities, may help reduce your IHT liability, safeguarding your beneficiaries’ long-term security.

Divorce settlements

The prospect of divorce raises many emotional and financial issues. WFS offers peace of mind and sound financial advice by assessing your new circumstances, explaining in clear terms the options available to you and putting together a plan to give you the confidence to deal with this difficult time and move on with your life.

Redundancy

If you are made redundant, but fortunate enough to receive a lump sum and/or a pension from your employer, advice at this stage is essential. WFS advises how to safeguard these benefits, generate tax efficient income where required and assesses your financial planning needs if you retire, become re-employed or self-employed.

Life protection

Protecting your family and dependents against the financial consequences of death, disability or diagnosis of a critical illness should be a priority for everyone. WFS will help you to identify how much life assurance cover you need and arrange it in the most cost-effective way.