Arranging a mortgage or re-mortgaging your current property may be the single largest commitment you make. Our knowledge and experience allows us to assess your circumstances and match you with the right lender.

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Assessment

Salisbury FS will assess your personal circumstances and source a lender that meets your needs, based on their own lending criteria.

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Application

Salisbury FS will submit your application to the lender and will oversee all stages of underwriting, keeping you informed at all times.

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Protection

We will discuss your protection needs with you, ensuring that if you suffer serious ill health or die during your mortgage term, you have the right protection in place.

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Equity Release

Borrowing in later life requires specialist advice. Our qualified team will assess your situation and if appropriate, recommend a suitable lender.

Arranging a mortgage or re-mortgaging your current property may be the single largest commitment you make. Salisbury FS searches the market on your behalf to find a mortgage at a competitive rate to meet your requirements.

  • Salisbury FS will research products, liaise with lenders and recommend the right scheme for you.
  • Mortgage repayment protection in the event of death, disability or diagnosis of a serious illness can also be arranged.

Remember: Your home is at risk if you do not keep up repayments on a mortgage or other loans secured upon it.

Some Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.


Lifetime mortgages (Equity Release)

Sometimes most of your wealth may be tied up in the value of your home. You may not be able, or wish, to sell your property, so the use of a lifetime mortgage (equity release) provides valuable access to money for any purpose. Often this is invested to produce extra income, pay care home fees or assist with Inheritance Tax planning.

  • Salisbury FS assists with all mortgage and related financial matters quickly, keeping the whole transaction as stress-free as possible.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. A lifetime mortgage may affect your entitlement to means tested state benefits.

“We are committed to delivering an outstanding level of advice, support and ongoing service to our clients. Salisbury FS recognises each client as an individual, with their own needs and preferences, hence our ongoing services are tailored to the needs of each client. We also recognise that our clients rely on us to look ahead for them. Our proactive service ensures that we keep our clients informed of the need to make changes ahead of time. Proactive, not reactive.”

Tom Beckett, Managing Director - Salisbury FS

See Tom's Biography

Start your journey today…

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